\n \n\u91d1\u878d\u82f1\u8a9e\u8f14\u5c0e<\/title><br \/>\n<\/head><\/p>\n<p><body><\/p>\n<table width=\"92%\" align=\"center\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\n<tbody>\n<tr>\n<td height=\"37\">\n<div align=\"center\">\n<h1><a href=\"http:\/\/tutor.howang.hk\/\"><strong>\u88dc\u7fd2<\/strong><\/a>-\u91d1\u878d\u82f1\u8a9e\u8f14\u5c0e<\/h1>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#f7f7f7\" height=\"20\">\n<div align=\"center\">http:\/\/tutor.howang.hk\/-<a href=\"http:\/\/tutor.howang.hk\/\"><strong>\u9999\u6e2f\u88dc\u7fd2\u57ce<\/strong><\/a><strong><\/strong><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td align=\"center\" height=\"1\">\n<hr width=\"95%\" noshade=\"noshade\" size=\"1\" \/><\/td>\n<\/tr>\n<tr>\n<td>\n<div align=\"right\"><\/div>\n<p> <b><a href=\"http:\/\/tutor.howang.hk\/\">\u88dc\u7fd2\u4ecb\u7d39<\/a><\/b>\u91d1\u878d\u82f1\u8a9e\u8f14\u5c0e:\u4e00\u3001\u8ca8\u5e63\u6b77\u53f2,\u53f2\u4e0a\u7684\u8ca8\u5e63\u4e94\u82b1\u516b\u9580\u3002\u53e4\u6642\u5019\uff0c\u7fbd\u6bdb\u3001\u8c9d\u6bbc\u3001\u5e03\u6599\u751a\u81f3\u9e7d\u90fd\u66fe\u662f\u4ea4\u63db\u5de5\u5177\u3002\u53e4\u7f85\u99ac\u58eb\u5175\u5f97\u5230\u7684\u8ecd\u9909\u5c31\u662f\u9e7d\u3002\u9e7d\u9019\u500b\u8a5e\u4e5f\u662f\u82f1\u6587\u201c\u5de5\u8cc7\u201d\u9019\u500b\u8a5e\u7684\u8d77\u6e90\u3002\u62c9\u4e01\u6587Sal\u7684\u610f\u601d\u662f\u9e7d\uff0c\u82f1\u6587\u4e2d\u5de5\u8cc7Salary\u5c31\u662f\u5f9e\u5b83\u6f14\u8b8a\u800c\u4f86\u7684<\/div>\n<div class=\"content\">\n\t\t\t<!-- GGad --><\/p>\n<div class=\"ggad\">\n<dl>\n<dd class=\"ggad1\" style=\"float: left\" >\n<\/dd>\n<dd class=\"ggad1\" style=\"float: right\">\n<\/dd>\n<\/dl><\/div>\n<p>\t\t\t<!-- \/GGad --><\/p>\n<p>\t\t\t\u3000\u3000<\/p>\n<p><strong>I. History of Money<br \/>\n\u3000\u3000\u4e00\u3001\u8ca8\u5e63\u6b77\u53f2<\/strong><\/p>\n<p>\u3000\u3000Money’s got a very colourful history, because a number of things have been used in the place of what we use as money. Feathers, shells, cloth salt in Roman times when the Roman soldiers were paid in salt and that’s how we get the word salary, from the Latin sal for salt.\u3000\u3000\u6b77\u53f2\u4e0a\u7684\u8ca8\u5e63\u4e94\u82b1\u516b\u9580\u3002\u53e4\u6642\u5019\uff0c\u7fbd\u6bdb\u3001\u8c9d\u6bbc\u3001\u5e03\u6599\u751a\u81f3\u9e7d\u90fd\u66fe\u662f\u4ea4\u63db\u5de5\u5177\u3002\u53e4\u7f85\u99ac\u58eb\u5175\u5f97\u5230\u7684\u8ecd\u9909\u5c31\u662f\u9e7d\u3002\u9e7d\u9019\u500b\u8a5e\u4e5f\u662f\u82f1\u6587\u5de5\u8cc7\u9019\u500b\u8a5e\u7684\u8d77\u6e90\u3002\u62c9\u4e01\u6587Sal\u7684\u610f\u601d\u662f\u9e7d\uff0c\u82f1\u6587\u4e2d\u5de5\u8cc7Salary\u5c31\u662f\u5f9e\u5b83\u6f14\u8b8a\u800c\u4f86\u7684\u3002<\/p>\n<p>\u3000\u3000And a number of tribes used cattle, which were useful because they were transportable. But they were quite bulky and you weren’t always sure of the size of cattle you were going to get, so there was a problem there of quality.\u3000\u3000\u9084\u6709\u4e00\u4e9b\u90e8\u843d\u4ee5\u7272\u755c\u4f5c\u70ba\u4ea4\u63db\u5a92\u4ecb\u3002\u9019\u5f88\u6709\u7528\uff0c\u56e0\u70ba\u7272\u755c\u53ef\u4ee5\u904b\u4f86\u904b\u53bb\u3002\u4f46\u662f\u5b83\u5011\u9ad4\u7a4d\u9f90\u5927\uff0c\u800c\u4e14\u7121\u6cd5\u78ba\u5207\u77e5\u9053\u4f60\u5c07\u8981\u5f97\u5230\u7684\u7272\u755c\u7684\u5927\u5c0f\uff0c\u56e0\u6b64\u5b58\u5728\u8cea\u91cf\u65b9\u9762\u7684\u554f\u984c\u3002<\/p>\n<p>\u3000\u3000In the ninth century in China we had paper money for the first time. It wasn’t quite the paper money that we know, it was more like a piece of paper saying a promise to pay.\u3000\u3000\u4e5d\u4e16\u7d00\u6642\u5728\u4e2d\u570b\u9996\u6b21\u51fa\u73fe\u4e86\u7d19\u5e63\u3002\u9019\u7a2e\u7d19\u5e63\u8207\u6211\u5011\u73fe\u5728\u4f7f\u7528\u7684\u4e0d\u540c\uff0c\u66f4\u8c61\u662f\u4e00\u7a2e\u6b20\u689d\u3002<\/p>\n<p>\u3000\u3000And then in the seventh century we had money in the form of precious metal. There was always a problem of making sure that the coin that you got had enough precious metal in it to give it a value. When things got tough, you often found some civilisations were quite good at what they called sweating the money, which was effectively taking out the precious metal content so that what you got actually wasn’t what you thought you got.\u3000\u3000\u53e6\u5916\u5728\u4e03\u4e16\u7d00\u6642\u51fa\u73fe\u4e86\u8cb4\u91cd\u91d1\u5c6c\u8ca8\u5e63\u3002\u4f46\u5982\u4f55\u78ba\u5207\u77e5\u9053\u8ca8\u5e63\u4e2d\u6709\u8db3\u5920\u7684\u8cb4\u91cd\u91d1\u5c6c\u542b\u91cf\u4ee5\u4f7f\u5b83\u5177\u6709\u76f8\u61c9\u7684\u50f9\u503c\u5247\u4e00\u76f4\u662f\u500b\u554f\u984c\u3002\u7576\u6642\u5c40\u8271\u96e3\u6642\uff0c\u4e00\u4e9b\u6587\u660e\u53e4\u570b\u6703\u5f9e\u9019\u7a2e\u8ca8\u5e63\u4e2d\u63d0\u53d6\u8cb4\u91cd\u91d1\u5c6c\u6210\u4efd\uff0c\u4f7f\u5f97\u8ca8\u5e63\u5df2\u4e0d\u518d\u64c1\u6709\u4f60\u539f\u4f86\u4ee5\u70ba\u5b83\u64c1\u6709\u7684\u50f9\u503c\u3002<\/p>\n<p>\u3000\u3000And we have a form of that here in Australia when we had the holey dollar when we had a coin with a hole in the middle because there was a shortage of metal.<br \/>\n\u3000\u3000\u6fb3\u5927\u5229\u4e9e\u5c31\u66fe\u6709\u904e\u4e00\u7a2e\u9019\u985e\u7684\u8ca8\u5e63\uff0c\u4e00\u7a2e\u4e2d\u9593\u6709\u500b\u6d1e\u7684\u8ca8\u5e63\u3002\u9019\u662f\u7531\u4e8e\u7576\u6642\u7f3a\u4e4f\u9444\u5e63\u91d1\u5c6c\u7684\u7de3\u6545\u3002<\/p>\n<p>\u3000\u3000And in those days, Spanish coins were used a lot. Sometimes stores used certain tokens because there was a shortage of actual coinage. And then there is money as we know it today in notes and coins – plastic notes.<br \/>\n\u3000\u3000\u90a3\u6642\u5019\u897f\u73ed\u7259\u786c\u5e63\u5ee3\u70ba\u6d41\u901a\u3002\u6709\u6642\u5546\u5e97\u91cc\u56e0\u70ba\u6c92\u6709\u8db3\u5920\u7684\u786c\u5e63\u800c\u4f7f\u7528\u4e00\u4e9b\u4ee3\u7528\u5e63\u3002\u540e\u4f86\u5c31\u6709\u4e86\u6211\u5011\u73fe\u5728\u4f7f\u7528\u7684\u7d19\u9214\u3001\u786c\u5e63\uff0c\u9084\u6709\u5851\u6599\u9214\u7968\u3002<\/p>\n<p>\u3000\u3000And of course, if we were doing this program in a hundred years time we might talk about quaint little things called money, notes and coins, because all we’d be using would be plastic card.<br \/>\n\u3000\u3000\u7576\u7136\uff0c\u5982\u679c\u6211\u5011\u5728\u4e00\u767e\u5e74\u4e4b\u540e\u518d\u4f86\u5236\u4f5c\u9019\u4e00\u7bc0\u76ee\uff0c\u6211\u5011\u53ef\u80fd\u5c31\u6703\u8ac7\u8ad6\u4e00\u4e9b\u5947\u7279\u6709\u8da3\u7684\u53eb\u505a\u9322\u3001\u7d19\u5e63\u6216\u662f\u786c\u5e63\u7684\u5c0f\u6771\u897f\uff0c\u56e0\u70ba\u5230\u90a3\u6642\u6211\u5011\u5927\u6982\u53ea\u4f7f\u7528\u5851\u6599\u5361\u4e86\u3002<\/p>\n<p>\u3000\u3000<strong>Notes\uff1a<\/strong><\/p>\n<p>\u3000\u30001.precious metal \u8cb4\u91cd\u91d1\u5c6c<br \/>\n\u3000\u30002.sweating the money \u5f9e\u8ca8\u5e63\u91cc\u63d0\u53d6\u8cb4\u91cd\u91d1\u5c6c\u6210\u5206<br \/>\n\u3000\u3000 3.holey dollar \u6709\u6d1e\u7684\u9322\u5e63\uff0c\u9019\u662f\u5341\u4e5d\u4e16\u7d00\u5728\u6fb3\u5927\u5229\u4e9e\u65b0\u5357\u5a01\u723e\u58eb\u5dde\u6d41\u901a\u7684\u8ca8\u5e63\uff0c\u56e0\u70ba\u7f3a\u4e4f\u91d1\u5c6c\u6750\u6599\u800c\u5c07\u9322\u5e63\u7a7f\u6d1e<br \/>\n\u3000\u30004.token \u8f14\u5e63\uff0c\u5177\u6709\u8c61\u5f81\u6027\u7684\u8ca8\u5e63\uff0c\u4ee3\u8868\u7684\u50f9\u503c\u9ad8\u4e8e\u672c\u8eab\u7684\u50f9\u503c<br \/>\n\u3000\u30005.plastic note \u5851\u6599\u9214\u7968<br \/>\n\u3000\u30006.plastic card \uff08\u5851\u6599\uff09\u4fe1\u7528\u5361\uff0c\u4e5f\u53ebcredit card<\/p>\n<\/div>\n<p><!-- \/content --><br \/>\n\t\t\tII\u3001ThreeEssentialFunctionsOfMoney We look at the functions of money. Firstly it’s a medium of exchange, so it’s some commodity which facilitates the exchange of goods and services. \u9996\u5148\u8ca8\u5e63\u662f\u4e00\u7a2e\u4ea4\u63db\u5a92\u4ecb\uff0c\u662f\u5e6b\u52a9\u5176\u4ed6\u8ca8<\/div>\n<div class=\"content\">\n\t\t\t<!-- GGad --><\/p>\n<div class=\"ggad\">\n<dl>\n<dd class=\"ggad1\" style=\"float: left\" >\n<\/dd>\n<dd class=\"ggad1\" style=\"float: right\">\n<\/dd>\n<\/dl><\/div>\n<p>\t\t\t<!-- \/GGad --><\/p>\n<p>\t\t\t\u3000\u3000<\/p>\n<p><strong>II\u3001ThreeEssentialFunctionsOfMoney<\/strong><\/p>\n<p>\u3000\u3000We look at the functions of money. Firstly it’s a medium of exchange, so it’s some commodity which facilitates the exchange of goods and services.<br \/>\n\u3000\u3000\u9996\u5148\u8ca8\u5e63\u662f\u4e00\u7a2e\u4ea4\u63db\u5a92\u4ecb\uff0c\u662f\u5e6b\u52a9\u5176\u4ed6\u8ca8\u7269\u8207\u670d\u52d9\u9032\u884c\u4ea4\u63db\u7684\u624b\u6bb5\u3002<\/p>\n<p>\u3000\u3000It is also a unit of account, which means that we use money to reckon prices and reckon values for comparisons between goods and services or over time.<br \/>\n\u3000\u3000\u5176\u6b21\u5b83\u662f\u4e00\u7a2e\u8a08\u7b97\u55ae\u4f4d\uff0c\u5c31\u662f\u8aaa\u6211\u5011\u7528\u9322\u4f86\u6e2c\u91cf\u8ca8\u7269\u3001\u670d\u52d9\u6216\u6642\u9593\u4e4b\u9593\u7684\u50f9\u683c\u548c\u50f9\u503c\u7684\u6bd4\u8f03\u3002<\/p>\n<p>\u3000\u3000And thirdly, money is a store of value. It is an asset. It’s something that we can use to store value away to be retrieved at a later point in time. So we can not consume today, we can hold money instead – and transfer that consumption power to some point in the future.<br \/>\n\u3000\u3000\u7b2c\u4e09\u5b83\u662f\u50f9\u503c\u5b58\u5132\u624b\u6bb5\uff0c\u662f\u4e00\u7a2e\u8cc7\u7522\u3002\u6211\u5011\u53ef\u4ee5\u7528\u5b83\u628a\u50f9\u503c\u5132\u5b58\u8d77\u4f86\uff0c\u5728\u4ee5\u540e\u7684\u67d0\u500b\u6642\u523b\u518d\u53d6\u56de\u3002\u9019\u6a23\u6211\u5011\u4e0d\u5fc5\u73fe\u5728\u5c31\u628a\u5b83\u7528\u6389\uff0c\u800c\u662f\u53ef\u4ee5\u5b58\u8457\u9322\uff0c\u628a\u9019\u7a2e\u6d88\u8cbb\u80fd\u529b\u8f49\u79fb\u5230\u5c07\u4f86\u7684\u67d0\u500b\u6642\u523b\u3002<\/p>\n<p>\u3000\u3000In the earliest days, for example in ancient Babylon, measures of wheat were the money commodity. People would exchange other goods and services firstly by exchanging quantities of wheat. And eventually it was worked out by the Babylonian priests that they could hold the wheat in a central store and then simply keep records of who owned the wheat. And rather than physically moving the wheat around, eventually we had a primitive system – quite advanced by the terms of the day – of record keeping. We had ledgers.<br \/>\n\u3000\u3000\u53e4\u6642\u5019\uff0c\u6bd4\u5982\u5728\u53e4\u5df4\u6bd4\u502b\uff0c\u5c0f\u9ea5\u88ab\u7576\u4f5c\u5be6\u7269\u8ca8\u5e63\u4f7f\u7528\u3002\u4eba\u5011\u5728\u4ea4\u63db\u5176\u5b83\u8ca8\u7269\u548c\u670d\u52d9\u4e4b\u524d\u5148\u8981\u4ea4\u63db\u4e00\u5b9a\u6578\u91cf\u7684\u5c0f\u9ea5\u3002\u540e\u4f86\u5df4\u6bd4\u502b\u7684\u796d\u53f8\u5011\u767c\u73fe\uff0c\u4ed6\u5011\u53ef\u4ee5\u628a\u5c0f\u9ea5\u4fdd\u5b58\u5728\u4e00\u500b\u4e2d\u5fc3\u5009\u5eab\u4e2d\uff0c\u7136\u540e\u53ea\u9700\u8981\u8a18\u9304\u4e0b\u8ab0\u64c1\u6709\u9019\u4e9b\u5c0f\u9ea5\u5c31\u53ef\u4ee5\u4e86\u3002\u9019\u6a23\u5c31\u7528\u4e0d\u8457\u628a\u5c0f\u9ea5\u642c\u4f86\u642c\u53bb\u4e86\uff0c\u4e8e\u662f\u6211\u5011\u5c31\u6709\u4e86\u5728\u7576\u6642\u689d\u4ef6\u4e0b\u5f88\u5148\u9032\u7684\u539f\u59cb\u7c3f\u8a18\u5236\u5ea6\uff0c\u4e5f\u5c31\u662f\u5206\u6236\u8cec\u3002<\/p>\n<p>\u3000\u3000<strong>Notes\uff1a<br \/>\n<\/strong>\u3000\u30001.Medium of exchange \u4ea4\u63db\u5a92\u4ecb<br \/>\n\u3000\u30002.Unit of account \u8a08\u7b97\u55ae\u4f4d<br \/>\n\u3000\u30003.Store of value \u50f9\u503c\u5132\u5b58\u624b\u6bb5<br \/>\n\u3000\u30004 money commodity \u5546\u54c1\u8ca8\u5e63\uff0c\u5be6\u7269\u8ca8\u5e63<br \/>\n\u3000\u30005 primitive system of record keeping \u539f\u59cb\u7c3f\u8a18\u5236\u5ea6<br \/>\n\u3000\u30006 ledger \u5206\u6236\u8cec \u8f49<\/p>\n<\/div>\n<p><!-- \/content --><br \/>\n\t\t\tIII.Forms Of Money \u4e09\u3001\u8ca8\u5e63\u5f62\u5f0f Fiat money has not only no particular value in use, it doesn’t even really have a value in exchange except that which is decreed that it would have. \u540d\u7fa9\u8ca8\u5e63\u4e0d\u50c5\u50c5\u6c92\u6709\u4ec0\u4e48\u7279\u5225\u7684\u50f9\u503c\uff0c\u800c\u4e14\u5728\u5546\u54c1\u7684\u4ea4<\/div>\n<div class=\"content\">\n\t\t\t<!-- GGad --><\/p>\n<div class=\"ggad\">\n<dl>\n<dd class=\"ggad1\" style=\"float: left\" >\n<\/dd>\n<dd class=\"ggad1\" style=\"float: right\">\n<\/dd>\n<\/dl><\/div>\n<p>\t\t\t<!-- \/GGad --><\/p>\n<p>\t\t\t\u3000\u3000<\/p>\n<p><strong>III.Forms Of Money <br \/>\n\u3000\u3000\u4e09\u3001\u8ca8\u5e63\u5f62\u5f0f<\/strong><\/p>\n<p>\u3000\u3000Fiat money has not only no particular value in use, it doesn’t even really have a value in exchange except that which is decreed that it would have.<\/p>\n<p>\u3000\u3000\u540d\u7fa9\u8ca8\u5e63\u4e0d\u50c5\u50c5\u6c92\u6709\u4ec0\u4e48\u7279\u5225\u7684\u50f9\u503c\uff0c\u800c\u4e14\u5728\u5546\u54c1\u7684\u4ea4\u63db\u4e2d\u5b83\u672c\u8eab\u6839\u672c\u6c92\u6709\u50f9\u503c\u3002\u5b83\u64c1\u6709\u7684\u53ea\u662f\u6cd5\u5f8b\u6240\u8ce6\u4e88\u5b83\u7684\u50f9\u503c\u3002<\/p>\n<p>\u3000\u3000So fiat money is money which is intrinsically worthless. And its value exists by virtue of the fact that it is generally acceptable. And fiat money, needless to say, is one of the most mysterious inventions of the human mind, and no economist has managed to explain exactly why it is that people will generally accept something as valuable when it clearly has no value other than that which it is decreed to have.<br \/>\n\u3000\u3000<br \/>\n\u3000\u3000\u56e0\u6b64\uff0c\u540d\u7fa9\u8ca8\u5e63\u5f9e\u5b83\u7684\u672c\u8cea\u4f86\u8aaa\u5be6\u969b\u4e0a\u4e00\u9322\u4e0d\u503c\u3002\u5b83\u7684\u50f9\u503c\u53ea\u5728\u4e8e\u5b83\u80fd\u5920\u7372\u5f97\u666e\u904d\u7684\u63a5\u53d7\u3002\u6beb\u7121\u7591\u554f\uff0c\u540d\u7fa9\u8ca8\u5e63\u662f\u4eba\u985e\u6700\u795e\u5947\u7684\u767c\u660e\u4e4b\u4e00\u3002\u4efb\u4f55\u7d93\u6fdf\u5b78\u5bb6\u90fd\u9084\u7121\u6cd5\u78ba\u5207\u89e3\u91cb\uff0c\u70ba\u4ec0\u4e48\u4eba\u5011\u80fd\u5920\u628a\u4e00\u7a2e\u9664\u4e86\u6cd5\u5b9a\u7684\u50f9\u503c\u5916\u986f\u7136\u6c92\u6709\u4efb\u4f55\u50f9\u503c\u7684\u6771\u897f\u4f5c\u70ba\u5bf6\u8cb4\u7684\u6771\u897f\u4f86\u666e\u904d\u63a5\u53d7\u3002<\/p>\n<p>\u3000\u3000A credit instrument is an obligation. And it’s used as money because it has value. And the value that it has, of course, is a value which is based upon its credit-worthiness, in other words, how much credit or how much credence people give to the promise which is actually written down. What I’m receiving or using as an instrument for money purposes is somebody else’s obligation. Their preparedness to do something for me which might be to give me fiat money. That could be the promise which is incorporated in the cheque or the bill of exchange.<\/p>\n<p>\u3000\u3000\u4fe1\u7528\u624b\u6bb5\u662f\u4e00\u7a2e\u5951\u7d04\u3002\u5b83\u53ef\u4ee5\u88ab\u7576\u4f5c\u8ca8\u5e63\u4f7f\u7528\u662f\u56e0\u70ba\u5b83\u4e5f\u6709\u50f9\u503c\u3002\u7576\u7136\uff0c\u5b83\u7684\u50f9\u503c\u662f\u5efa\u7acb\u5728\u5b83\u7684\u4fe1\u7528\u8072\u8b7d\u4e4b\u4e0a\u7684\u3002\u63db\u53e5\u8a71\u8aaa\uff0c\u4e5f\u5c31\u662f\u8981\u770b\u4eba\u5011\u80fd\u5920\u7d66\u4e88\u9019\u4e9b\u5beb\u6210\u6587\u5b57\u7684\u4fdd\u8b49\u591a\u5927\u7a0b\u5ea6\u7684\u4fe1\u4efb\u3002\u6211\u4f5c\u70ba\u8ca8\u5e63\u6536\u53d6\u7684\u7968\u64da\u6587\u4ef6\u662f\u5c0d\u65b9\u7684\u4e00\u7a2e\u50b5\u52d9\u5951\u7d04\uff0c\u662f\u4fdd\u8b49\u4ed6\u5011\u6e96\u5099\u70ba\u6211\u505a\u4e00\u4e9b\u4e8b\uff0c\u6bd4\u5982\u8981\u652f\u4ed8\u7d66\u6211\u6cd5\u5b9a\u8ca8\u5e63\u3002\u9019\u7a2e\u4fdd\u8b49\u53ef\u80fd\u6703\u4ee5\u652f\u7968\u6216\u532f\u7968\u7684\u65b9\u5f0f\u4f86\u9ad4\u73fe\u3002<\/p>\n<p>\u3000\u3000<strong>Notes\uff1a<\/strong><\/p>\n<p>\u3000\u30001.fiat money \u540d\u7fa9\u8ca8\u5e63\uff0c\u6cd5\u5b9a\u8ca8\u5e63<\/p>\n<p>\u3000\u30002.credit money \u4fe1\u7528\u8ca8\u5e63<\/p>\n<p>\u3000\u30003.credit instrument \u4fe1\u7528\u624b\u6bb5\uff0c\u4fe1\u7528\u5b89\u6392<\/p>\n<p>\u3000\u30004.credit – worthiness \u4fe1\u8cb8\u50f9\u503c\uff0c\u4fe1\u7528\u8072\u8b7d<\/p>\n<p>\u3000\u30005.\u7c21\u55ae\u6982\u62ec\u4f86\u8aaa\uff0c\u540d\u7fa9\u8ca8\u5e63\u5be6\u969b\u4e0a\u662f\u628a\u8ca8\u5e63\u5f62\u614b\u8c61\u5f81\u5316\uff0c\u4e5f\u5c31\u662f\u8ca8\u5e63\u7684\u5be6\u9ad4\u8207\u984d\u9762\u50f9\u503c\u5206\u96e2\uff0c\u8ca8\u5e63\u4ee3\u8868\u7684\u50f9\u503c\u5927\u4e8e\u8ca8\u5e63\u672c\u8eab\u6750\u6599\u7684\u50f9\u503c\u3002<br \/>\n\u3000\u3000\u9019\u4e5f\u5c31\u662f\u70ba\u4ec0\u4e48\u6bcf\u7576\u51fa\u73fe\u4e86\u91d1\u878d\u52d5\u8569\u7684\u6642\u5019\uff0c\u4eba\u5011\u5c31\u6703\u7d1b\u7d1b\u628a\u624b\u91cc\u7684\u9214\u7968\u514c\u63db\u6210\u8001\u5f0f\u7684\u3001\u672c\u8eab\u64c1\u6709\u50f9\u503c\u7684\u8ca8\u5e63\uff0c\u6bd4\u5982\u91d1\u9280\u7b49\u8cb4\u91cd\u91d1\u5c6c\u3002<\/p>\n<p>\u3000\u30006.\u540d\u7fa9\u8ca8\u5e63\uff0c\u4e5f\u53eb\u6cd5\u5b9a\u8ca8\u5e63\uff0c\u82f1\u6587\u662f Fiat money.<\/p>\n<p>\u3000\u30007.\u73fe\u4ee3\u793e\u6703\u4e2d\u9084\u6709\u53e6\u5916\u4e00\u7a2e\u5f62\u614b\u7684\u8ca8\u5e63\uff0c\u53eb\u505a Credit money\uff0c\u4fe1\u7528\u8ca8\u5e63\u3002\u96a8\u8457\u5546\u54c1\u6d41\u901a\u7684\u767c\u9054\uff0c\u8ca8\u5e63\u8207\u5546\u54c1\u4ea4\u6613\u6709\u4e86\u6642\u9593\u7684\u9593\u9694\uff0c\u51fa\u73fe\u4e86\u6240\u8b02\u7684\u5ef6\u671f\u4ea4\u6613\uff0c\u56e0\u800c\u4e5f\u5c31\u6709\u4e86\u50b5\u6b0a\u50b5\u52d9\u5951\u7d04\uff0c\u4e5f\u5c31\u662f\u8cb7\u8ce3\u7576\u4e8b\u4eba\u4e4b\u9593\u6216\u501f\u8cb8\u96d9\u65b9\u7684\u4fe1\u7528\u95dc\u7cfb\u3002\u76e1\u7ba1\u4fe1\u7528\u8ca8\u5e63\u9019\u4e00\u5f62\u614b\u65e9\u5df2\u5728\u4eba\u985e\u6b77\u53f2\u4e0a\u51fa\u73fe\uff0c\u4f46\u53ea\u662f\u5728\u4e0d\u4e45\u4ee5\u524d\u5b83\u624d\u5f97\u5230\u5ee3\u6cdb\u7684\u4f7f\u7528\u3002<br \/>\n\u3000\u3000\u4fe1\u7528\u8ca8\u5e63\u4e5f\u5c31\u662f\u4fe1\u7528\u624b\u6bb5\uff0d credit instrument\uff0c\u6216\u8005\u8aaa\u662f\u4e00\u7a2e\u7576\u4e8b\u4eba\u96d9\u65b9\u6216\u591a\u65b9\u90fd\u63a5\u53d7\u7684\u4fe1\u7528\u5b89\u6392\u3002\u5b83\u5305\u62ec\u7528\u4ee5\u53d6\u5f97\u4fe1\u8cb8\u7684\u6587\u4ef6\u3001\u5408\u540c\u6216\u652f\u7968\u3001\u671f\u7968\u3001\u501f\u64da\u7b49\u7b49\u3002<\/p>\n<\/p><\/div>\n<p><!-- \/content --><br \/>\n\t\t\t<b><a href=\"http:\/\/tutor.howang.hk\/\">\u4e0a\u9580\u88dc\u7fd2<\/a><\/b><\/p>\n<div align=\"center\"><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/body><br \/>\n<\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p><!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD XHTML 1.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/xhtml1\/DTD\/xhtml1-transitional.dtd\"><br \/>\n<html xmlns=\"http:\/\/www.w3.org\/1999\/xhtml\"><br \/>\n<head><br \/>\n<meta http-equiv=\"Content-Type\" content=\"text\/html; charset=gb2312\" \/><br \/>\n<title>\u91d1\u878d\u82f1\u8a9e\u8f14\u5c0e<\/title><br \/>\n<\/head><\/p>\n<p><body><\/p>\n<table width=\"92%\" align=\"center\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\n<tbody>\n<tr>\n<td height=\"37\">\n<div align=\"center\">\n<h1> <a href=\"https:\/\/www.hktutorcity.com\/tag\/%e9%87%91%e8%9e%8d%e8%8b%b1%e8%aa%9e%e8%bc%94%e5%b0%8e\/\">\u7e7c\u7e8c\u95b1\u8b80 <span class=\"meta-nav\">→<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-1788","post","type-post","status-publish","format-standard","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - 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